Some of the weaknesses observed in the candidates’ scripts were:

-           Insufficient knowledge of the subject matter.  Most candidates showed poor understanding of the subject as a result they could not satisfactorily attempt questions on ECOWAS Brown Card, and a types of policies available under motor insurance, properties covered in fire insurance, special parts covered in fire insurance, covers provided under standard fire policy and questions on calculation which were questions 1©, 3 and 4 respectively.
-           Poor usage of English language.  Most of the candidates could not explain their points in simple and correct English Grammar, thus they lost valuable marks.

4.         SUGGESTED REMEDIES

-           The candidates should be encouraged to study standard and comprehensive text book in their preparation for the examination rather than relying on ‘key-points’.

-           the teachers should endeavour to cover the exemplicationsyllabus and emphasis all part of the syllabus especially, the calculation is will enable the candidates tackle the questions and calculations very well during the examination.
-           The candidates should endeavour to learn the rules of English Grammar so as to enable them express their points clearly.  
-           Colleges of Education and universities should introduce Education/Insurance so as to train enough teachers in this field which will enable school to employ qualified teacher in this subject.