Candidates' Weaknesses
-           The candidates could not apply their  knowledge of the principles of insurance to solve practical question hence,  they performed poorly in the case study which was in question 1.
-           Insufficient knowledge of the  subject matter:
            Most candidates exhibited poor  understanding of the subject as a result they could not satisfactorily attempt  questions on terminologies used in insurance, employers liability insurance,  marine insurance terminologies and endowment which were in questions 3, 4, 5,  and 6 respectively.
-           Poor usage of English language:  
Most of the candidates could not explain  their points in simple and correct English Grammar, thus they lost valuable  marks.
SUGGESTED REMEDIES
- The candidates should be encouraged to study standard and comprehensive text book in their preparation for the examination rather than relying on ‘key-points’.
-           the teachers should endeavour to cover  the examination syllabus and emphasize  all parts of the syllabus especially, the calculation parts which will enable  the candidates tackle the questions and calculations very well during the  examination.
      -           The candidates should endeavour to  learn the rules of English Grammar so as to enable them express their points  clearly.  
      -           The teachers should endeavour to  teach their students the technique of answering questions on case study as this  would enhance the performance of the candidates on case study questions. 
      -           Colleges of Educations and  universities should introduce Education/Insurance so as to train enough teachers  in this field which will enable school to employ qualified teacher in this  subject.